Remodel guide · 2026

Remodeling a Split-Level Home in Washington

Drive any neighborhood platted between 1965 and 1985 in Snohomish or north King County and you’ll pass one split-level after another. They were the practical family house of their era — and they respond to remodeling better than almost any other housing type we work on. Here’s what actually moves the needle.

Why Puget Sound has so many split-levels

The split-level and its cousin the split-entry boomed here during the region’s postwar growth decades — they put a lot of house on the sloped lots common around Lynnwood, Edmonds, Bothell, Everett, and Shoreline, cheaply. The trade-offs are familiar to anyone who owns one: a compartmentalized main floor with a closed kitchen, a tight entry landing where everyone bunches up, a half-buried lower level that never quite feels like living space, and finishes frozen somewhere around 1978. The structure underneath, though, is usually sound — which is exactly what makes these houses such strong remodel candidates.

Move one: open the main level

The single highest-impact change in almost every split-level we touch is removing the wall between the kitchen and the living or dining room. Because the main level usually carries roof or upper-floor loads, that wall is often structural — plan on engineering, a beam, and a permit. In the Seattle area a single-story load-bearing wall removal typically runs about $5,000–$12,000 all-in, more when plumbing or ducts hide in the wall. Pair it with a kitchen remodel (roughly $45,000–$110,000 for a full remodel here) and the whole main floor changes character in one project.

Move two: fix the entry

The split-entry landing — front door opens onto a half-flight up and a half-flight down — is the era’s most disliked feature. Full relocations are major surgery, but wider stairs, open railings in place of half-walls, better light, and a rebuilt closet turn the pinch point into an actual foyer for a fraction of the cost. We usually fold this into a broader main-level scope.

Move three: make the lower level earn its keep

A split-level’s daylight lower level is its hidden square footage — already framed, already roofed, often with above-grade windows on one side. Finishing or remodeling it into a family room, office, or guest suite behaves like a basement remodel on the budget sheet, and the daylight side makes egress easier than in a true basement. With a separate entrance and the right layout, some lower levels can go further and become a legal basement ADU with rental income.

What a full split-level remodel costs

Split-levels price like other houses of their vintage: a full interior remodel in the Seattle–Snohomish market lands around $100–$250 per square foot, and a down-to-the-studs renovation with floor-plan changes runs $250–$400+. One era-specific note: a house built in the 60s or 70s likely carries original wiring, galvanized plumbing, or thin insulation, and the right time to replace systems is while the walls are open. Budget for it up front rather than discovering it mid-project.

Remodel, add on, or move?

Because the bones are good and the lots are often generous, split-levels reward staying put: remodeling avoids the transaction costs and today’s pricing on a replacement house — math we walk through in Addition vs. Moving. Where the house is simply too small, split-levels take additions well, particularly rear main-level extensions and primary-suite additions over the garage wing. If you own one and are weighing options, we’re happy to look at the specific house — every split-level is a variation on a theme we know well.

Split-level questions

Can you open up the main floor of a split-level home?

Almost always, yes. The wall between the kitchen and living areas is frequently load-bearing, so the project needs an engineer, a beam, and a permit — in the Seattle area that structural work typically runs about $5,000–$12,000 before finishes — but it is routine work for a qualified general contractor and it is the single most transformative change in these houses.

Is it worth remodeling a split-level house?

Usually. Split-levels are structurally simple, sit on good lots, and their biggest complaints — closed kitchen, cramped entry, unfinished lower level — are exactly the things remodeling fixes well. A remodel is typically far cheaper than trading up to a newer house of similar size in the same Puget Sound neighborhood.

How much does it cost to remodel a split-level in Washington?

Scope drives it: opening the kitchen wall plus a full kitchen remodel commonly lands in the $60,000–$130,000 range; a full interior remodel runs roughly $100–$250 per square foot; and a down-to-the-studs renovation with layout changes runs $250–$400+ per square foot in the Seattle–Snohomish market.

Can a split-level lower level become an ADU?

Often, yes — daylight lower levels with a separate entrance are strong ADU candidates, and Washington's statewide ADU law (HB 1337) requires cities in urban growth areas to allow them. Ceiling height, egress, and utility separation are the usual qualifying hurdles.

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